Moving guide
The Moving Checklist That Starts Eight Weeks Out
A moving checklist built around the deadlines that actually derail a move: the certificate of insurance, the elevator reservation, the parking permit, and the utility transfer dates, not just packing order.
Jump to section
- The short answer
- Key takeaways
- How soon should I start packing for a move?
- 8 weeks before: lock in the movers and anything with a deposit deadline
- 6 weeks before: file the change of address and schedule utilities
- 4 weeks before: confirm what your building requires
- 2 weeks before: the essentials bag and the final walkthrough plan
- What to do two days before moving
- What should I include on my moving day checklist?
- What will movers not pack?
- What not to pack when moving?
- What are common moving mistakes?
- Is $100 a good tip for movers?
- What to pack first when moving house?
- What items should I get rid of before moving?
- How do I change my address with USPS?
- How do I know if a moving company is legitimate?
- Frequently asked questions
- Bottom line
- About this guide
The short answer
A moving checklist works backward from moving day around the tasks that have a real deadline attached: book your movers and reserve a truck 8 weeks out, file your USPS change of address and schedule utility start and stop dates 6 weeks out, confirm any certificate of insurance, elevator reservation, or parking permit your building requires 4 weeks out, and pack an essentials bag 2 weeks out. The moves that go wrong usually aren't derailed by packing order. They're derailed by a building that won't let the truck in because the certificate of insurance never arrived, or a parking permit nobody applied for.
Key takeaways
- Book movers and reserve a truck by 8 weeks out during peak season (late spring through early fall).
- File your USPS change of address online at least 2 weeks before moving day; it can take 7 to 10 business days to take effect.
- Many apartment and condo buildings require a certificate of insurance from your moving company on file before move day, sometimes 2 to 4 weeks in advance.
- Elevator reservations and loading dock time slots at multi-unit buildings often need to be booked separately from the move itself.
- Movers are legally barred from transporting hazardous materials like propane, aerosols, paint, and ammunition; ask for your specific mover's refuse list in writing.
- Keep documents, medications, jewelry, and irreplaceable items with you rather than on the truck.
- A USPS change of address form is PS Form 3575, filed free online or in person; third-party sites that charge a fee for this are not the government's own service.
- Utility stop and start dates should be scheduled for moving day itself, not the day before or after, to avoid a gap or double billing.
- There is no fixed national tipping figure for movers; the amount depends on the size and length of the job.
Certificate of insurance (COI)
A document from the moving company's insurer confirming coverage, often required by a building's management or HOA before the truck is allowed on site.
Elevator reservation
A booked time slot for exclusive or priority use of a building's elevator during loading and unloading, separate from booking the movers themselves.
Change of address (USPS)
The official mail forwarding request filed with the United States Postal Service, using PS Form 3575 online or at a post office.
Binding estimate
A moving quote that fixes the price in advance based on a specific inventory, versus a non-binding estimate that can change based on actual weight or time.
Refuse list
A mover's list of items they are legally or contractually barred from transporting, typically hazardous, flammable, or corrosive materials.
Most moving checklists online are organized room by room, which is useful for packing but doesn't tell you when to actually do anything. The items that derail a move are the ones tied to a calendar date that someone else controls: a building management office that needs a certificate of insurance two weeks before move day, a city that requires a parking permit application five business days in advance, a utility company that needs 48 hours' notice to schedule a shutoff. Miss one of those and packing order won't save you. The single biggest caution here is to call your new building's management office and your city's parking or right-of-way department in the first week of planning, not the last, since those two calls tell you which deadlines actually apply to your move.
How soon should I start packing for a move?
Start with a decluttering pass and non-essential rooms around 6 to 8 weeks out, and aim to have everything except daily essentials packed by the week before moving day. Seasonal items, guest room contents, books, and garage or storage area items are the easiest to pack early since you won't need them in the meantime. Save the kitchen, bathroom, and anything you use daily for the final week, and pack a separate essentials bag before that so the last box doesn't have to double as your morning routine.
8 weeks before: lock in the movers and anything with a deposit deadline
Get quotes from multiple moving companies
Get at least two or three written estimates, and ask each one directly whether it's binding or non-binding. See the compare table below for what else to check line by line.
Book the mover, truck rental, or portable storage container
Popular moving dates, especially weekends and month-end during late spring through early fall, book up first. A deposit at this stage is normal; a demand for full payment upfront is not.
Start a moving folder
Physical or digital, this is where every estimate, contract, receipt, and confirmation number lives from here forward. You'll need to produce several of these on short notice later.
Begin decluttering
Sort by keep, sell, donate, and discard before you pack anything, since packing something you'll just unpack and get rid of later wastes both boxes and money if you're paying by weight.
6 weeks before: file the change of address and schedule utilities
File your USPS change of address using PS Form 3575, either online through the Postal Service's own site or in person at a post office. It can take 7 to 10 business days to take effect, so filing it 6 weeks out gives it time to process before you need mail forwarded. Watch for third-party websites that charge a fee to file this form; the official USPS process itself is free, and a paid site is reselling a free government service, not a required step.
This is also when to schedule utility stop and start dates. Call or go online with your electric, gas, water, and internet providers and set the stop date at your current address and the start date at your new one for moving day itself. A gap of even a day or two can mean no power or water on arrival, and starting service too early at the new place means paying for two addresses at once.
4 weeks before: confirm what your building requires
This is the step room-by-room checklists skip entirely, and it's the one most likely to cause a real problem on moving day. Many apartment buildings, condos, and co-ops require a certificate of insurance from your moving company, naming the building as an additional insured, submitted to management a set number of days before the move, commonly two to four weeks. Ask your moving company for this document by name and confirm directly with your new building's management office what they need and by when.
At the same time, ask both your old and new buildings whether the elevator needs to be reserved for a loading time slot, separate from booking the movers themselves, and whether the city or building requires a parking permit for the moving truck. A truck without a permit can be ticketed or towed in some cities, and an elevator that isn't reserved can mean your movers are sharing it with residents all day, slowing the whole move down.
What makes two moving quotes differ
Put two written estimates side by side and check each of these before comparing the total.
2 weeks before: the essentials bag and the final walkthrough plan
Pack a bag or box of essentials that travels with you, not on the truck: chargers, toiletries, a change of clothes, medications, and any documents you'll need in the first 48 hours. This is also when to confirm final arrival times and contact details with your moving company directly rather than assuming the original booking still stands, since schedules can shift closer to the date.
What to do two days before moving
- Use up refrigerated and frozen food so nothing has to be thrown out or transported.
- Refill any prescriptions you'll need in the first week and confirm transfer to a pharmacy near your new address if you're moving out of the area.
- Disassemble large furniture that needs it, so it's ready to load rather than holding up the crew.
- Confirm the moving company's arrival window one more time, and confirm parking or elevator reservations are still active for the correct date.
What should I include on my moving day checklist?
What will movers not pack?
Moving companies are barred from transporting hazardous, flammable, or corrosive materials, which commonly includes propane tanks, gasoline, paint and paint thinner, aerosol cans, cleaning chemicals, ammunition, and matches or lighter fluid. The exact list varies by company and by state, so ask your specific mover for their refuse list in writing rather than assuming, since some perishable food, plants, and pets are also commonly excluded and need to be transported separately.
What not to pack when moving?
Beyond what movers won't take, there's a separate list of things you shouldn't hand off to the truck even if they'd technically fit: passports, birth certificates, financial and medical records, jewelry, and anything irreplaceable like family photos or heirlooms. These travel with you, in a bag or box you keep in your own vehicle, not in the moving truck's inventory.
What are common moving mistakes?
- Not confirming a building's certificate of insurance or elevator reservation requirement until the week of the move.
- Booking a non-binding estimate without understanding the price can change once the crew sees the actual inventory.
- Packing valuables and documents in with everything else instead of keeping them separate.
- Scheduling utility stop and start dates too early or too late relative to the actual move date.
- Waiting until the last few days to file the USPS change of address, when it can take over a week to process.
Is $100 a good tip for movers?
There's no fixed national figure for tipping movers, and what counts as generous depends on the size of the crew, the length of the job, and how physically demanding it was. Rather than anchoring to a single dollar amount, think in terms of the job: a short local move with two movers over a few hours is a different tip than a full day, multi-flight-of-stairs job with a four-person crew. If you want a starting point, ask the moving company directly what's typical for a job like yours, since practices can vary by region and company.
What to pack first when moving house?
Pack the rooms and items you use least first: guest rooms, seasonal clothing and decorations, books, garage and storage area contents, and out-of-season sporting goods. Save the kitchen, bathroom essentials, and anything you use every day for last, and separate out your essentials bag before you get to those final boxes.
What items should I get rid of before moving?
There's no single official list, but the categories that come up repeatedly are expired food and medication, half-used cleaning products and toiletries, duplicate kitchen tools, damaged or outgrown furniture, and anything you haven't used in the past year that isn't seasonal. Decluttering before you pack, rather than after you move, saves both boxes and, if you're paying by weight, real money.
How do I change my address with USPS?
File PS Form 3575 online through the Postal Service's own change of address process, or in person at a post office. Filing online generates a confirmation code, and mail forwarding typically takes 7 to 10 business days to begin, which is why filing this around 6 weeks before the move rather than the final week matters. Beyond USPS, update your address separately with your bank, employer, insurance providers, and your state's motor vehicle department, since USPS forwarding is not the same as updating your official records everywhere else.
How do I know if a moving company is legitimate?
"Are you a broker or the actual carrier doing the move?"
A good answer is direct about which one they are. A bad answer is vague, since a broker sells the job to a different carrier and you may not know who's actually handling your belongings.
"Is this a binding or non-binding estimate, in writing?"
A good answer is a clear, written commitment either way. A bad answer is a verbal number with no documentation.
"What's your valuation coverage, and what does upgrading cost?"
A good answer explains the default coverage plainly and gives an upgrade price. A bad answer assumes you won't ask.
"Can I see your certificate of insurance?"
A good answer produces one without hesitation, since this is standard business documentation. A bad answer stalls or can't provide it.
End the conversation if a moving company does any of this
- Demands a large cash deposit or full payment before any paperwork is signed.
- Shows up in an unmarked truck with no company name or logo.
- Gives you a verbal estimate only and refuses to put it in writing.
- Can't or won't produce a certificate of insurance when asked.
- Significantly increases the price on move day, citing reasons not in the original written estimate.
- Refuses to give you a copy of the signed inventory before leaving with your belongings.
This checklist walks the calendar backward from moving day. It doesn't replace comparing what a specific move will cost, since that depends on distance, weight, and season.
Frequently asked questions
How soon should I start packing for a move?
Start decluttering and packing non-essential rooms 6 to 8 weeks out, and aim to have everything except daily essentials packed by the final week. Save the kitchen and bathroom for last, and pack a separate essentials bag before you get there.
What should I include on my moving day checklist?
Clear a path for the crew, walk through the home with the lead mover before loading starts, keep your essentials and valuables with you rather than on the truck, get a signed inventory list, do a final walkthrough of every room after loading, and lock up and shut off utilities before you leave.
What will movers not pack?
Hazardous, flammable, and corrosive materials like propane, gasoline, paint, aerosols, and ammunition, plus commonly perishable food, plants, and pets. Ask your specific mover for their refuse list in writing, since it varies by company and state.
What not to pack when moving?
Keep passports, financial and medical records, jewelry, and irreplaceable items like family photos with you rather than putting them on the truck, separate from what movers won't take at all.
What are common moving mistakes?
Not confirming a building's certificate of insurance or elevator reservation until the last week, booking a non-binding estimate without understanding it can change, mixing valuables in with everything else, misjudging utility transfer dates, and filing the USPS change of address too late.
Is $100 a good tip for movers?
There's no fixed national figure. What's typical depends on crew size, job length, and difficulty, so a short two-person local move and a full day, multi-flight job aren't the same tip. Ask the company what's typical for a job like yours if you want a starting point.
What to do 2 days before moving?
Use up refrigerated and frozen food, refill prescriptions you'll need soon, disassemble large furniture, and reconfirm the movers' arrival window along with any parking or elevator reservations.
What to pack first when moving house?
Pack what you use least first: guest rooms, seasonal items, books, and garage or storage contents. Save the kitchen and daily essentials for the final days.
What are 12 items I should throw away before moving?
There's no single official list, but the recurring categories are expired food and medication, half-used toiletries and cleaning products, duplicate kitchen tools, damaged or outgrown furniture, and anything unused in the past year that isn't seasonal.
How do I change my address with USPS?
File PS Form 3575 online through the Postal Service's own site or in person at a post office. It's free, generates a confirmation code online, and typically takes 7 to 10 business days to start forwarding mail.
What is a certificate of insurance, and why would my new building need one?
It's a document from your moving company's insurer confirming coverage, and many apartment, condo, and co-op buildings require one on file, naming the building as an additional insured, before they'll let the movers in. Ask your building's management office what they need and by when.
Do I need to reserve the elevator on moving day?
Many multi-unit buildings require a separate elevator reservation for loading and unloading, apart from booking the movers themselves. Confirm with both your old and new building's management office rather than assuming it's automatic.
Do I need a parking permit for the moving truck?
Some cities require one, and a truck parked without it can be ticketed or towed. Check with your city's parking or right-of-way department, since requirements and how far in advance you need to apply vary by location.
When should utilities be scheduled to start and stop?
Schedule the stop date at your old address and the start date at your new one for moving day itself, so you avoid a gap with no service or paying for two addresses at once.
What documents should I keep with me instead of putting on the truck?
Passports, birth certificates, financial and medical records, and anything irreplaceable. Keep these in a bag or box in your own vehicle rather than in the moving truck's inventory.
How do I know if a moving company is legitimate?
Ask directly whether they're a broker or the actual carrier, get a binding or non-binding estimate in writing, ask what valuation coverage is included, and ask to see a certificate of insurance. A company that stalls or gives only verbal answers is a reason to look elsewhere.
What is the difference between a binding and non-binding estimate?
A binding estimate fixes the price in the contract based on a specific inventory. A non-binding estimate can change based on the actual weight or hours once the crew loads the truck, which is why an in-home or video estimate is more reliable than one based on a phone description.
What should I do if the movers are running late or the truck doesn't show?
Call the company directly using the contact information from your written contract, not a number found separately, and ask for a revised arrival window in writing. Your signed contract and deposit receipt are your leverage at this point, which is why keeping every document in one folder from week one matters.
Bottom line
The tasks that actually derail a move aren't about packing order. They're the ones with a deadline someone else controls: a certificate of insurance your building needs two to four weeks out, a parking permit your city needs days in advance, a change of address that takes over a week to process. Call your new building's management office and your city's permit office in week one, not week seven, and build everything else around whatever they tell you.
Ready to compare moving companies?
About this guide
- Originally published
- September 2026
- Last reviewed
- September 2026
- Written by
- Priya Nathan
- Reading time
- 16 min
- Sources cited
- 0
About the author
Priya Nathan
Staff writer, remodeling and moving
Priya writes the remodeling, moving and cost guides. She spends most of her time reading contracts and estimates, which is where the differences between two apparently identical quotes usually turn up.
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